What Will the NDIS Fund? A Simple Guide to What’s Covered

If you're new to the National Disability Insurance Scheme (NDIS), you might be wondering: What exactly does the NDIS pay for? Understanding what’s funded (and what’s not) can be a little confusing at first. In this guide, we’ll break it down in plain English so you know what supports you or your loved one may be eligible for.

✅ What the NDIS will fund

The NDIS funds supports and services that are "reasonable and necessary" to help people with a disability live more independently, participate in the community, and reach their goals.

To be funded, a support must be:

  • Related to your disability

  • Helpful in achieving your goals

  • Good value for money

  • Likely to be effective

  • Not already funded by another service (like Medicare or the education system)

Here are the main types of supports the NDIS can fund:

🏡 Daily Living Support

  • Help with personal care (showering, dressing, eating)

  • Support with household tasks like cleaning or cooking

  • Assistance with routines and time management

🧠 Therapeutic Supports

  • Speech therapy

  • Occupational therapy

  • Physiotherapy

  • Psychology or counselling (if disability-related)

🚗 Transport

  • Funding for taxis or transport services if you can't use public transport due to your disability

🛠️ Assistive Technology

  • Mobility aids (e.g. wheelchairs, walkers, shower chairs, moon boots)

  • Communication devices

  • Hearing aids

  • Equipment to help with daily living tasks

👩🏫 Support for Learning & Skill Building

  • Help with learning life skills (like cooking or budgeting)

  • Social skills programs

  • Help with transitioning to employment or study

🏠 Home Modifications

  • Handrails, ramps, or bathroom adjustments

  • Assistive devices that make the home safer and more accessible

🎯 Capacity Building Supports

  • Supports that help you become more independent over time

  • Includes support coordination, training, and mentoring

🧍♂️ Support Workers

  • To assist with activities at home or in the community

  • Help with attending appointments, shopping, or recreational activities

🧳 Short Term Accommodation (Respite)

  • Gives carers a break while ensuring the person with disability is supported in a safe environment

🚫 What the NDIS won’t fund

The NDIS won’t fund anything that:

  • Is not related to your disability

  • Is covered by another government service (e.g. Medicare or the education system)

  • Is illegal or harmful

  • Is day-to-day living costs unrelated to disability (like rent, groceries, or bills)

💡 Final Tip: Every Plan is Different

NDIS plans are tailored to individual needs, so not every person will get the same funding. The best way to know what’s available to you is to:

  • Review your plan goals

  • Talk to your support coordinator or Local Area Coordinator (LAC)

  • Keep receipts and evidence for anything you think might be eligible

Need help choosing the right assistive equipment or mobility aids? We’re here to help. At Bettacare Mobility, we stock a wide range of NDIS-eligible products, and we’re happy to help you find the right option for your needs.

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